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NVR, Inc., among the country’s biggest homebuilding and mortgage loan banking corporations, announces the grand opening of the all new, decorated Clifton Park model home, plus savings of up to $50,000 on new single family homes at Scaleby Farm in West Chester, Pennsylvania. These luxury single family homes are priced from the upper $690′s and offer wooded, 2+ acre homesites in Chester County.

Scaleby Farm is NVHomes’ most recent enclave with executive-style single family places of residence in West Chester, Pennsylvania, combining prime location, just seconds off scenic Route 52, with luxurious, estate-style residing, providing home owners extra space, inside and out. With significant homesites of at least 2 acres, and wide ranging landscapes of the rolling Chester County countryside, all your family members will have room enough to spend time playing and entertain. The community at Scaleby Farm also is a easy drive to the shopping, dining and appeal of downtown West Chester, and supplies simple trips to points in Pennsylvania or Delaware.

The new Clifton Park model home at Scaleby Farm is astounding in size with 4 or more bedrooms and 4 or more baths with interiors starting at 4,576 square feet. The list of included features is sizable as well, with architecturally dimensional shingles and beaded siding, stone and stucco accented exteriors, 3-car side-entry garages, hardwood flooring in the foyer, gas fireplaces, optional woodstove hearths, and NVHomes’ Signature Kitchen, with granite countertops, maple Timberlake® cabinetry, stainless steel GE® appliances, hardwood flooring and our unique, European inspired range hood, hidden from view by furniture grade cabinetry.

NVHomes at Scaleby Farm are fully ENERGY STAR® Qualified, yielding monthly utility savings up to 30% more than standard homes, according to the EPA. All NVHomes also carry 10-year structural warranties and are independently inspected for quality by a third-party inspector.

NVR, Inc. operates in two business segments: homebuilding and mortgage banking. The homebuilding unit sells and builds homes under the NVHomes, Ryan Homes, Rymarc Homes and Fox Ridge Homes trade names, and operates in 27 metropolitan areas in 15 states.

You can find numerous cutting edge technologies created for hair transplant surgeons today. However with lots of technologies out there and so many hair implant specialists boasting they’ve got the greatest hair loss treatment, just how could a person identify the one that is the most suitable? The recent chairman of the American Society of Hair Restoration Surgery (ASHRS), Dr. Marco Barusco, delivers his point of view on several of the latest and upcoming technological improvements in this specific industry.

HypoThermosol™
Perhaps some of the most important technological advances are the ones dealing with tissue preservation. According to Dr. Barusco, once the donor hair is taken from the back of the head the clock starts ticking. “The quicker we re-attach the hair to the scalp the better the chance it will survive”, Dr. Barusco said. Traditionally, surgeons have used regular saline solution to preserve the tissue, but HypoThermosol™ has been showing to have the best composition. It is easy to work with and preliminary observations suggest that it improves hair survival and overall results.

ACell™
ACell™ is used for wound healing and hair growth. It is rich in growth factors and collagen. This technology significantly benefits the patient but given its high cost very few surgeons use this material. When a doctor uses ACell™ the donor area of the scalp heals better, leaving a smaller and thinner scar, and the transplants grow better.

Robotic Surgery
Although much buzz has been given to robotic hair transplant surgery, Dr. Barusco does not see it as a revolution but rather as another tool for hair restoration. The idea behind the robotic surgery is that a robot harvests hair automatically from the patient’s donor area. The doctor and the team still need to perform the rest of the procedure.

Stem Cell Research
Although not yet available, Dr. Barusco believes that the most important technological advance to come is the use of stem cells to “clone” hairs. This is a technology that should be available in the next few years and it is currently on phase II trials. Dr. Barusco believes that this technology will give people who previously weren’t candidates for hair transplant because they lacked enough donor hair, the opportunity to have the surgery since less hair needs to be harvested.

Dr. Marco Barusco is a hair transplant physician with more than a dozen years of expertise. Given his devotion to research and continuing development of the industry, Dr. Barusco is not only the chairman of the ASHRS but he also is a member of the Board of Trustees of the American Academy of Cosmetic Surgery (AACS), a member of the Board of Directors & Examiner of the American Board of Hair Restoration Surgery, and Chief Section Editor for Hair Restoration of The American Journal of Cosmetic Surgery. Dr. Barusco also founded Tempus Hair Restoration with the goal of providing clients with education about their hair loss and state-of-the-art treatments.

MidSouth Bancorp, Inc. recently published net income there for common stakeholders of $879,000 for the last quarter of ’11, compared to net income provided to common shareholders of $1.6 million claimed in the final quarter of the year 2010. Diluted earnings for the fourth quarter of 2011 were $0.09 per common share, down from the $0.16 per common share for the fourth quarter of 2010.

C.R. “Rusty” Cloutier, President and Chief Executive Officer, commenting on fourth quarter results, remarked “In December, we completed the acquisition and systems conversion of the Beacon Federal branch in Tyler, Texas and First Louisiana National Bank in Breaux Bridge, Louisiana. As a result, the fourth quarter included $0.08 per share of merger related expenses. Excluding these non-operating expenses, we had strong operating earnings per share in the quarter of $0.17 versus $0.14 in the third quarter. We are very excited to expand our market presence in Texas and Louisiana and look forward to the positive impact of these acquisitions on our franchise and to future earnings.”

Dividends paid on the Series B Preferred Stock totaled $400,000 for the 4th quarter of 2011 based on a dividend rate of 5%. In August 2011, the Company issued $32.0 million in Series B Preferred Stock to the Treasury in connection with the Small Business Lending Fund (“SBLF”). The dividend rate on the Series B Preferred Stock going forward will be between 1% and 5% based on the level of qualified small business loans. Linked-quarter net earnings available to common shareholders were impacted by the repayment of $20.0 million in Series A Preferred Stock issued to the Treasury under the Capital Purchase Plan with funds from the U.S. Treasury that were authorized by Congress under the Small Business Jobs Act of 2010.

Jones Walker is grateful to announce that Michael W. Magner has joined up with the company’s New Orleans practice of criminal law attorneys as special counsel. Mr. Magner practices in the firm’s Business & Commercial Litigation Practice Group. His training focuses on preventative and litigation services for businesses and individuals in corporate and white collar criminal law matters. He additionally represents individuals and firms associated with grand jury and various other investigations.

Mr. Magner’s particular knowledge is in anti-corruption deference and litigation matters on both a domestic and international level. He served as a federal prosecutor in New Orleans for 20 years where he was a key member of the team that successfully prosecuted former Louisiana Governor, Edwin Edwards, following a 5 month trial. He was also the lead prosecutor in the Department of Justice’s long term investigation and prosecution of judicial and related public corruption in Jefferson Parish, Louisiana known as “Operation Wrinkled Robe.” In recognition of his work, Mike was awarded the Department of Justice’s highest award for litigation, the John Marshall Award, as well as the Director’s Award for Superior Performance by a Litigative Team.

Mr. Magner stated, “Joining Jones Walker and being able to work with the Jones Walker white collar team is an exciting opportunity. Their law firm has a number of former U.S. Attorneys and Assistant U.S. Attorneys, all of whom have a stellar reputation in representing clients in the defense of government investigations and prosecutions.”

Mr. Magner has additionally served as a manager of the U.S. Attorney’s Office‘s Anti-Terrorism/Crisis Response Unit, Organized Crime Strike Force, and Violent Crime Unit, and has tried over 40 jury trials to verdict, in virtually all sections of the United States District Court for the Eastern and Middle Districts of Louisiana. He specialized in long term, complex white collar investigations and trials, including export control, mail and wire fraud, government contract fraud, bribery, money laundering, police misconduct, civil rights violations, and RICO. In 2011, he served as the Federal Bureau of Investigation’s Advisor to the Kenyan Anti-Corruption Commission (“KACC”) in Nairobi, Kenya, where he was embedded in the KACC’s principal headquarters for nearly two months, and provided training to KACC’s investigators, auditors, and attorneys on corruption compliance, investigative, and prosecution matters. He has also trained foreign judges and prosecutors in Central Asia and Africa and has regularly trained federal prosecutors through the Attorney General’s Advocacy Institute.

Before practicing with the KACC, Mr. Magner was with the Department of Justice‘s first Counsel for Emergency Management and Crisis Response in the Office of Director, Executive Office for U.S. Attorneys in Washington, D.C. for 18 months, where he represented the DOJ at various White House level emergency exercises and planning meetings relating to the federal government’s response to major criminal events, natural disasters, and pandemics. While with DOJ, Mike was also selected as a trained evaluator of other U.S. Attorneys’ Offices throughout the country on various substantive legal areas as well as ethics and professionalism.

Mr. Magner gained his juris doctor degree via Tulane University School of Law, cum laude; and was Managing Editor of The Maritime Lawyer. His Bachelor of Arts in Political Science/International Relations was earned from The George Washington University.

GS Battery Inc. just revealed it has started to offer its ECO R model SLC 70-4 and SLX246-12 batteries for use in Suniva’s Balance of System Solutions. Co-Branded with the Suniva and GS Battery logo, these considerable capacity electric batteries supply long life and excellent cycling capability based on a great deal of practical knowledge in Japan.

This collaboration allows Suniva and GS Battery to optimize their alternative energy products to improve the performance and reliability of the entire PV system, thus improving the Levelized Cost of Electricity. Custom engineering support to help meet individual project needs is also available. The ECO R batteries are a significant component to Suniva’s Balance of System Solutions.

“Market interest continues to be very positive for the ECO R batteries and has been aided by Suniva’s introduction of the Balance of System Solutions (BOSS) at Solar Power International,” said Jay Northey, Executive Vice-president and General Manager, GS Battery (USA) Inc. “We are excited to continue our collaboration with Suniva as our co-branded offerings expand globally.”

GS Battery Inc. is an American subsidiary of GS Yuasa Group of Japan, a world leader in automotive, motorcycle and standby storage batteries, which serves the power sports, telecommunications, UPS, and the emergency lighting markets. GS Battery Inc. recently announced that they will enter the renewable energy photovoltaic and storage market in North America.

Suniva® is an American manufacturer of high-efficiency crystalline silicon PV cells and high-power solar modules used in solar panels. The company uses patented, low-cost manufacturing techniques and industry-leading technology to produce its high-quality products and maintain competitive costs. Headquartered in metro-Atlanta, GA, Suniva sells its advanced PV cells and modules globally.

The U.S. Small Business Administration is telling small enterprises that Feb. 24 will be the completing due date pertaining to federal business injuries catastrophe loans obtainable in Lee and Scott counties in Virginia. The SBA proclaimed a disaster because of severe storms, tornadoes, straight-line wind gusts along with flooding which developed on April 23, last year.

In addition, the Small Business Administration stated in the week that federal economic injury catastrophe loans are available to smaller businesses, small farming cooperatives, small businesses operating in aquaculture and most private non-profit firms of any size situated in the counties of Dillon and also Horry in South Carolina due to Hurricane Irene which came about in August.

“When the Secretary of Agriculture issues a disaster declaration to help farmers recover from damages and losses to crops, the Small Business Administration issues a declaration to assist eligible entities affected by the same disaster,” announced Frank Skaggs, director of SBA’s Field Operations Center East in Atlanta.

Under this declaration, the SBA’s Economic Injury Disaster Loan program is offered to suitable farm-related as well as nonfarm-related organizations that encountered financial losses being a direct result of this calamity. Except for aquacultural enterprises, agricultural companies, farmers and ranchers are definitely not eligible to a href=”http://www.sba.gov/content/how-apply-sba-loan”>apply to SBA.

Financing for small business can be up to $2 million, with interest rates of 3 percent for non-profit organizations and 4 percent for small businesses. Terms can be up to 30 years. The SBA determines eligibility dependant upon the size of the candidate, form of undertaking as well as financial assets. The agency sets loan levels and terms based upon each and every candidate’s economic affliction. These SBA small business loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred. These particular small business loans are not designed to take the place of already lost sales or revenues.

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